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Important Things to Keep in Mind When Involved in a Car Accident

Many victims of car accident know the hassle and stress involved in a car accident, and there are a lot of questions asked once you experienced it. When it comes to the things you need to do in any event you got involved in a crash accident include checking yourself for physical injuries, checking on the well-being of your passengers, getting to safety, calling 911, waiting for help, exchanging information, documenting the accident, and notifying your insurer. You have to act promptly and call 911 if you are injured or any of your passengers are injured, don’t attempt to move if you are seriously injured, and just wait for the arrival of the emergency response team. It is best to ask the help of a bystander if you don’t have an access to your mobile device.

If your car is causing a hazard to other people, pull it to the side of the road or sidewalk, otherwise it is best to leave it where it is and get yourself into a safer place. This is to determine who is the one at-fault in an accident. Most can insurance in the United States is fault-based, wherein if the driver is at fault, his insurer will help in paying for medical expenses, repairs, and other losses such as lost wages, loss of consortium, and pain and suffering through the liability of a driver. Calling the police is essential whether it is a minor or a major car crash. The police officers will need to fill out an accident report and properly document the scene. You can also go to the nearest police station and report the car accident yourself. Don’t forget to turn off the engine, turn on your hazard lights, and use road flares for warning other vehicles so they can slow down. Once you are assured that you and your passengers are uninjured, exchange contact and insurance details with the other driver. The other driver’s full name and contact information, driver’s license, license plate number, vehicle information (type, color, and model), insurance company and policy number, and the location of the accident.

Documentation of the accident is important to help in protecting yourself by identifying the police officers by getting their names and badge numbers, get a copy of the accident report, take pictures of your vehicle in all angles to show damage done to both cars, and talking to witnesses to get their names and contact details. Hire a car accident lawyer so you’ll be helped in gathering sufficient evidence, and to prove the extent of damages.

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